Side-by-side · Q2 2026 data
Concordia Bank & Trust Company vs First National Banker's Bank
Metric by metric
| Measure | Concordia Bank & Trust Company | First National Banker's Bank |
|---|---|---|
| TellerScore | 52 | 69 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 15 | 74 (stronger) |
| Earnings | 65 (stronger) | 53 |
| Funding & liquidity | 74 (stronger) | 0 |
| Problem-loan coverage | 59 | 95 (stronger) |
| Peer percentile | 8th | 40th |
| Total assets | $667.0M | $983.0M |
| Deposits / shares | $585.7M | $383.9M |
| Capital ratio | 11.12% | 16.14% (stronger) |
| Problem loans | 2.54% | 0.78% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.13% (stronger) | 0.82% |
| Loans ÷ deposits | 60.9% (stronger) | 137.3% |
| Uninsured deposits | 37.3% (stronger) | 69.9% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | — |
First National Banker's Bank has the higher TellerScore (69 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Concordia Bank & Trust Company leads on 3 and First National Banker's Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.