TellerScore

First National Banker's Bank (FDIC certificate #25247) is based in Baton Rouge, Louisiana. Its Q2 2026 call report shows $983.0M in total assets and $383.9M in deposits and 5 offices across 5 states.

Based on its Q2 2026 filing, First National Banker's Bank scores 69/100, which we describe as moderate. That is higher than only 40% of 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 55th. Its strongest component is capital cushion (100/100; 16.14%), and its lowest is funding & liquidity (0/100; 137% loans-to-deposits, 70% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 16.14%
Loan quality74/100
Noncurrent loans ÷ total loans: 0.78%
Earnings53/100
Return on assets (annualized): 0.82%
Funding & liquidity0/100
Loans ÷ deposits and uninsured-deposit share: 137.3% · 69.9% uninsured
Problem-loan coverage95/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.34%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (68 → 69).

TellerScore
646974Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202474
Q4 202471
Q1 202564
Q2 202568
Q3 202568
Q4 202569
Q1 202668
Q2 202669
Tier 1 leverage ratio
5.00%11.64%18.27%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202417.94%
Q3 202417.38%
Q4 202416.84%
Q1 202516.79%
Q2 202517.89%
Q3 202518.27%
Q4 202515.82%
Q1 202615.96%
Q2 202616.14%
Noncurrent loans
0.18%0.80%1.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.18%
Q3 20240.25%
Q4 20240.59%
Q1 20251.42%
Q2 20250.89%
Q3 20250.88%
Q4 20250.85%
Q1 20260.83%
Q2 20260.78%
Return on assets
0.77%0.87%0.98%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.85%
Q3 20240.87%
Q4 20240.88%
Q1 20250.98%
Q2 20250.92%
Q3 20250.88%
Q4 20250.89%
Q1 20260.77%
Q2 20260.82%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$983.0M16.14%0.78%0.82%137.3%
Q1 202668$1.2B15.96%0.83%0.77%135.7%
Q4 202569$1.1B15.82%0.85%0.89%117.5%
Q3 202568$987.5M18.27%0.88%0.88%129.6%
Q2 202568$851.6M17.89%0.89%0.92%158.0%
Q1 202564$1.0B16.79%1.42%0.98%154.9%
Q4 202471$952.2M16.84%0.59%0.88%196.1%
Q3 202474$920.6M17.38%0.25%0.87%174.5%
Q2 202474$969.1M17.94%0.18%0.85%192.3%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.14%
91st
Total risk-based capital0.00%
24th
Problem loans0.78%
34th
Net charge-offs-0.00%
80th
Return on assets0.82%
24th
Net interest margin3.30%
20th
Efficiency ratio81.2%
12th
Loans to deposits137.3%
0th
Uninsured deposits69.9%
1st
Loan-loss reserves3.17%
99th
Texas ratio2.3%
54th

Similar-size banks in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Resource BankBank Covington, LA78 out of 100, Strong$980.7M12.8%0.05%vs
Century Next BankBank Ruston, LA77 out of 100, Strong$916.4M11.9%0.12%vs
Community Bank of LouisianaBank Mansfield, LA74 out of 100, Strong$852.9M10.1%0.01%vs
Community First BankBank New Iberia, LA72 out of 100, Strong$781.6M9.7%0.54%vs
M C Bank & Trust CompanyBank Morgan City, LA47 out of 100, Below average$710.0M43.0%5.84%vs
Concordia Bank & Trust CompanyBank Vidalia, LA52 out of 100, Below average$667.0M11.1%2.54%vs

Deposit insurance

Is my money safe at First National Banker's Bank?

Yes. First National Banker's Bank is an FDIC-insured institution (FDIC certificate #25247). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 69.9% of deposits ($268.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 16.14%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

First National Banker's Bank lists 5 offices in 5 cities across 5 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First National Banker's Bank
Former names
Louisiana Independent Bank, National Association
Type
National bank
FDIC certificate #
25247
RSSD ID
734538
Primary regulator
OCC
Holding company
First Natl Bankers Bankshares
Established
July 2, 1984
Headquarters
7813 Office Park Blvd, Baton Rouge, LA 70809
Employees
132

Quick answers

First National Banker's Bank: common questions

Is First National Banker's Bank FDIC insured?

Yes. First National Banker's Bank is an FDIC-insured institution (FDIC certificate #25247). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First National Banker's Bank's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First National Banker's Bank ever failed?

There is no failure record for FDIC certificate #25247 in the FDIC failed bank list.

How many branches does First National Banker's Bank have?

5 offices as of the latest FDIC data, in 5 states.

Nearby

Highest-scoring banks and credit unions with branches near Baton Rouge

InstitutionScoreAssetsCapitalProblem loansCompare
Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA96 out of 100, Very strong$58.2M22.0%0.33%vs
Baton Rouge Fire Department Federal Credit UnionCredit union Baton Rouge, LA92 out of 100, Very strong$82.1M22.0%0.52%vs
South Louisiana BankBank Houma, LA91 out of 100, Very strong$659.8M15.3%0.45%vs
Department of Corrections Credit UnionCredit union Baton Rouge, LA90 out of 100, Very strong$126.3M23.4%0.57%vs
Gp Louisiana Federal Credit UnionCredit union Zachary, LA88 out of 100, Very strong$66.2M17.0%0.80%vs
Currency BankBank Baton Rouge, LA86 out of 100, Very strong$248.5M13.4%0.14%vs