Side-by-side · Q2 2026 data
Concordia Bank & Trust Company vs Sicily Island State Bank
Metric by metric
| Measure | Concordia Bank & Trust Company | Sicily Island State Bank |
|---|---|---|
| TellerScore | 52 | 86 (stronger) |
| Capital cushion | 61 | 82 (stronger) |
| Loan quality | 15 | 96 (stronger) |
| Earnings | 65 | 92 (stronger) |
| Funding & liquidity | 74 (stronger) | 61 |
| Problem-loan coverage | 59 | 98 (stronger) |
| Peer percentile | 8th | 81st |
| Total assets | $667.0M | $92.4M |
| Deposits / shares | $585.7M | $72.9M |
| Capital ratio | 11.12% | 13.19% (stronger) |
| Problem loans | 2.54% | 0.13% (stronger) |
| Net charge-offs | 0.01% | -0.05% (stronger) |
| Return on assets | 1.13% | 1.79% (stronger) |
| Loans ÷ deposits | 60.9% (stronger) | 99.6% |
| Uninsured deposits | 37.3% | 7.0% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | — |
Sicily Island State Bank has the higher TellerScore (86 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Concordia Bank & Trust Company leads on 1 and Sicily Island State Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.