Sicily Island State Bank is a state-chartered bank headquartered in Sicily Island, Louisiana, in business for about 108 years. At the end of Q2 2026 it reported $92.4M in total assets and $72.9M in deposits, with 2 offices.
Based on its Q2 2026 filing, Sicily Island State Bank scores 86/100, which we describe as very strong. That is higher than 81% of 546 banks with under $100 million in assets. Among 104 banks headquartered in Louisiana, it ranks 6th. Its strongest component is problem-loan coverage (98/100; 0.8%), and its lowest is funding & liquidity (61/100; 100% loans-to-deposits, 7% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 10 points (76 → 86), mostly because the loan quality component improved by 35 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 84 |
| Q4 2024 | 83 |
| Q1 2025 | 78 |
| Q2 2025 | 76 |
| Q3 2025 | 85 |
| Q4 2025 | 85 |
| Q1 2026 | 83 |
| Q2 2026 | 86 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.73% |
| Q3 2024 | 13.07% |
| Q4 2024 | 12.60% |
| Q1 2025 | 13.24% |
| Q2 2025 | 13.35% |
| Q3 2025 | 13.83% |
| Q4 2025 | 12.34% |
| Q1 2026 | 12.56% |
| Q2 2026 | 13.19% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.21% |
| Q3 2024 | 0.28% |
| Q4 2024 | 0.23% |
| Q1 2025 | 1.00% |
| Q2 2025 | 1.18% |
| Q3 2025 | 0.46% |
| Q4 2025 | 0.14% |
| Q1 2026 | 0.22% |
| Q2 2026 | 0.13% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.39% |
| Q3 2024 | 1.75% |
| Q4 2024 | 1.90% |
| Q1 2025 | 2.37% |
| Q2 2025 | 2.32% |
| Q3 2025 | 2.29% |
| Q4 2025 | 2.26% |
| Q1 2026 | 1.78% |
| Q2 2026 | 1.79% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 86 | $92.4M | 13.19% | 0.13% | 1.79% | 99.6% |
| Q1 2026 | 83 | $93.3M | 12.56% | 0.22% | 1.78% | 99.1% |
| Q4 2025 | 85 | $92.0M | 12.34% | 0.14% | 2.26% | 99.1% |
| Q3 2025 | 85 | $90.9M | 13.83% | 0.46% | 2.29% | 106.6% |
| Q2 2025 | 76 | $81.4M | 13.35% | 1.18% | 2.32% | 119.5% |
| Q1 2025 | 78 | $86.1M | 13.24% | 1.00% | 2.37% | 105.2% |
| Q4 2024 | 83 | $81.9M | 12.60% | 0.23% | 1.90% | 105.5% |
| Q3 2024 | 84 | $86.9M | 13.07% | 0.28% | 1.75% | 101.2% |
| Q2 2024 | 71 | $84.9M | 12.73% | 1.21% | 1.39% | 100.5% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Eureka HomesteadBank Metairie, LA | 68 out of 100, Moderate | $89.4M | 21.1% | 0.48% | vs |
| Basile State BankBank Basile, LA | 57 out of 100, Moderate | $87.4M | 10.1% | 2.20% | vs |
| Peoples BankBank Chatham, LA | 71 out of 100, Strong | $86.1M | 11.7% | 1.32% | vs |
| The Bank of CommerceBank White Castle, LA | 73 out of 100, Strong | $81.5M | 10.6% | 0.07% | vs |
| Bank of GueydanBank Gueydan, LA | 63 out of 100, Moderate | $69.2M | 22.1% | 6.77% | vs |
| Abbeville Building & Loan (A State-Chartered Savings Bank)Bank Abbeville, LA | 70 out of 100, Strong | $67.9M | 29.4% | 1.31% | vs |
Deposit insurance
Is my money safe at Sicily Island State Bank?
Yes. Sicily Island State Bank is an FDIC-insured institution (FDIC certificate #12722). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 7.0% of deposits ($5.1M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.19%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Sicily Island State Bank lists 2 offices in 2 cities. Most locations:
- Sicily Island, LA (1)
- Winnsboro, LA (1)
Identity & history
Profile
- Legal name
- Sicily Island State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 12722
- RSSD ID
- 1002458
- Primary regulator
- FDIC
- Established
- February 1, 1918
- Headquarters
- 301 Newman St, Sicily Island, LA 71368
- Website
- www.sibank.net
- Employees
- 15
Quick answers
Sicily Island State Bank: common questions
Is Sicily Island State Bank FDIC insured?
Yes. Sicily Island State Bank is an FDIC-insured institution (FDIC certificate #12722). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Sicily Island State Bank's TellerScore?
86 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Sicily Island State Bank ever failed?
There is no failure record for FDIC certificate #12722 in the FDIC failed bank list.
How many branches does Sicily Island State Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Sicily Island
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| District 58 Federal Credit UnionCredit union Chase, LA | 80 out of 100, Strong | $6.1M | 16.2% | 0.48% | vs |
| Franklin State Bank & Trust CompanyBank Winnsboro, LA | 75 out of 100, Strong | $224.7M | 10.0% | 0.76% | vs |
| United Mississippi BankBank Natchez, MS | 75 out of 100, Strong | $560.7M | 11.0% | 0.19% | vs |
| Southern Heritage BankBank Jonesville, LA | 73 out of 100, Strong | $397.9M | 10.5% | 0.72% | vs |
| Home Bank, National AssociationBank Lafayette, LA | 70 out of 100, Strong | $3.6B | 12.1% | 0.95% | vs |
| Bank of FranklinBank Meadville, MS | 70 out of 100, Strong | $302.3M | 9.9% | 0.27% | vs |