Side-by-side · Q2 2026 data
Concordia Bank of Concordia, Missouri vs Central Missouri Community Credit Union
Credit union
Central Missouri Community Credit Union
Warrensburg, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Concordia Bank of Concordia, Missouri | Central Missouri Community Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 60 |
| Capital cushion | 69 (stronger) | 32 |
| Loan quality | 89 (stronger) | 83 |
| Earnings | 82 (stronger) | 37 |
| Funding & liquidity | 76 | 89 (stronger) |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 77th | 21st |
| Total assets | $130.0M | $140.2M |
| Deposits / shares | $114.1M | $129.5M |
| Capital ratio | 11.92% (stronger) | 8.17% |
| Problem loans | 0.32% (stronger) | 0.52% |
| Net charge-offs | 0.03% (stronger) | 0.26% |
| Return on assets | 1.56% (stronger) | 0.42% |
| Loans ÷ deposits | 84.5% | 71.7% (stronger) |
| Uninsured deposits | 7.2% | 3.5% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 36.8% |
Concordia Bank of Concordia, Missouri has the higher TellerScore (80 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Concordia Bank of Concordia, Missouri leads on 5 and Central Missouri Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.