Side-by-side · Q2 2026 data
Connections Bank vs Independence Teachers Credit Union
Credit union
Independence Teachers Credit Union
Independence, Missouri · Under $100 million in assets
Metric by metric
| Measure | Connections Bank | Independence Teachers Credit Union |
|---|---|---|
| TellerScore | 78 | 92 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 98 (stronger) | 60 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 72nd | 92nd |
| Total assets | $516.6M | $16.5M |
| Deposits / shares | $456.3M | $13.9M |
| Capital ratio | 9.80% | 15.52% (stronger) |
| Problem loans | 0.00% (stronger) | 0.03% |
| Net charge-offs | 0.00% (stronger) | 0.45% |
| Return on assets | 1.95% (stronger) | 1.00% |
| Loans ÷ deposits | 94.1% | 32.4% (stronger) |
| Uninsured deposits | 19.8% | 1.2% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | — |
Independence Teachers Credit Union has the higher TellerScore (92 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Connections Bank leads on 3 and Independence Teachers Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.