TellerScore

Connections Bank (FDIC certificate #14025) is based in Platte City, Missouri. Its Q2 2026 call report shows $516.6M in total assets and $456.3M in deposits and 10 offices.

Based on its Q2 2026 filing, Connections Bank scores 78/100, which we describe as strong. That is higher than 72% of 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 58th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (48/100; 9.80%).

TellerScore · Q2 2026

Scorecard

Capital cushion48/100
Tier 1 leverage ratio: 9.80%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings98/100
Return on assets (annualized): 1.95%
Funding & liquidity61/100
Loans ÷ deposits and uninsured-deposit share: 94.1% · 19.8% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (76 → 78), mostly because the earnings component improved by 11 points.

TellerScore
747678Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202474
Q3 202474
Q4 202474
Q1 202575
Q2 202576
Q3 202576
Q4 202576
Q1 202677
Q2 202678
Tier 1 leverage ratio
5.00%7.44%9.87%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.87%
Q3 20249.85%
Q4 20249.79%
Q1 20259.84%
Q2 20259.67%
Q3 20259.66%
Q4 20259.75%
Q1 20269.58%
Q2 20269.80%
Noncurrent loans
0.00%0.00%0.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
1.47%1.71%1.95%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.47%
Q3 20241.56%
Q4 20241.57%
Q1 20251.58%
Q2 20251.67%
Q3 20251.70%
Q4 20251.75%
Q1 20261.91%
Q2 20261.95%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$516.6M9.80%0.00%1.95%94.1%
Q1 202677$520.1M9.58%0.00%1.91%92.1%
Q4 202576$492.8M9.75%0.00%1.75%93.7%
Q3 202576$508.1M9.66%0.00%1.70%89.1%
Q2 202576$500.7M9.67%0.00%1.67%89.9%
Q1 202575$493.0M9.84%0.00%1.58%92.0%
Q4 202474$482.3M9.79%0.00%1.57%94.7%
Q3 202474$475.4M9.85%0.00%1.56%96.6%
Q2 202474$472.9M9.87%0.00%1.47%94.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.80%
27th
Total risk-based capital0.00%
24th
Problem loans0.00%
94th
Net charge-offs0.00%
68th
Return on assets1.95%
86th
Net interest margin4.95%
91st
Efficiency ratio42.8%
94th
Loans to deposits94.1%
18th
Uninsured deposits19.8%
65th
Loan-loss reserves1.23%
55th
Texas ratio0.0%
95th

Similar-size banks in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
The Callaway BankBank Fulton, MO67 out of 100, Moderate$511.5M10.1%0.78%vs
The Bank of AdvanceBank Advance, MO81 out of 100, Strong$509.9M13.0%0.75%vs
UNICO BankBank Mineral Point, MO47 out of 100, Below average$502.6M8.9%2.55%vs
First State Bank of St. Charles, MissouriBank St. Charles, MO85 out of 100, Very strong$535.2M15.6%0.40%vs
People's Bank of SenecaBank Seneca, MO65 out of 100, Moderate$495.5M10.1%1.01%vs
Belgrade State BankBank Belgrade, MO74 out of 100, Strong$548.0M10.1%0.35%vs

Deposit insurance

Is my money safe at Connections Bank?

Yes. Connections Bank is an FDIC-insured institution (FDIC certificate #14025). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 19.8% of deposits ($90.4M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.80%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

10 locations

Branches

Connections Bank lists 10 offices in 9 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Connections Bank reported 125 home-loan applications under HMDA (LEI 549300BJ6EOJ9EF6JB96): 108 originated ($35,230,000 total), 5 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Connections Bank
Former names
Wells Bank; Connections Bank Midwest; Wells Bank of Platte City
Type
State-chartered bank
FDIC certificate #
14025
RSSD ID
646556
Primary regulator
FDIC
Holding company
Wells Bancshares Inc
Established
March 7, 1934
Headquarters
1100 Branch St, Platte City, MO 64079
Employees
71

Quick answers

Connections Bank: common questions

Is Connections Bank FDIC insured?

Yes. Connections Bank is an FDIC-insured institution (FDIC certificate #14025). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Connections Bank's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Connections Bank ever failed?

There is no failure record for FDIC certificate #14025 in the FDIC failed bank list.

How many branches does Connections Bank have?

10 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Platte City

InstitutionScoreAssetsCapitalProblem loansCompare
Reliance Credit UnionCredit union Kansas City, KS93 out of 100, Very strong$25.1M16.4%0.30%vs
Independence Teachers Credit UnionCredit union Independence, MO92 out of 100, Very strong$16.5M15.5%0.03%vs
Exchange Bank & TrustBank Atchison, KS88 out of 100, Very strong$626.8M13.0%0.23%vs
The Nodaway Valley BankBank Maryville, MO87 out of 100, Very strong$1.6B11.6%0.00%vs
U S P L K Employees Federal Credit UnionCredit union Leavenworth, KS87 out of 100, Very strong$34.0M13.9%0.15%vs
Security Bank of Kansas CityBank Kansas City, KS85 out of 100, Very strong$3.9B12.8%0.03%vs