Side-by-side · Q2 2026 data
Connections Bank vs St. Joseph Teachers' Credit Union
Credit union
St. Joseph Teachers' Credit Union
Saint Joseph, Missouri · Under $100 million in assets
Metric by metric
| Measure | Connections Bank | St. Joseph Teachers' Credit Union |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 48 | 59 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 98 (stronger) | 64 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 72nd | 59th |
| Total assets | $516.6M | $8.7M |
| Deposits / shares | $456.3M | $8.0M |
| Capital ratio | 9.80% | 10.90% (stronger) |
| Problem loans | 0.00% (stronger) | 0.29% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.95% (stronger) | 1.11% |
| Loans ÷ deposits | 94.1% | 34.5% (stronger) |
| Uninsured deposits | 19.8% | 0.0% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | — |
Both have the same TellerScore. On the 5 directional measures above (where higher or lower is clearly better), Connections Bank leads on 2 and St. Joseph Teachers' Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.