Side-by-side · Q2 2026 data
Connects Federal Credit Union vs Baylands Family Credit Union
Metric by metric
| Measure | Connects Federal Credit Union | Baylands Family Credit Union |
|---|---|---|
| TellerScore | 27 | 58 (stronger) |
| Capital cushion | 4 | 46 (stronger) |
| Loan quality | 38 | 42 (stronger) |
| Earnings | 0 | 54 (stronger) |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 47 | 81 (stronger) |
| Peer percentile | 1st | 19th |
| Total assets | $98.1M | $95.0M |
| Deposits / shares | $91.4M | $85.5M |
| Capital ratio | 5.36% | 9.62% (stronger) |
| Problem loans | 1.85% | 1.74% (stronger) |
| Net charge-offs | 2.66% | 0.29% (stronger) |
| Return on assets | -1.70% | 0.86% (stronger) |
| Loans ÷ deposits | 81.6% | 57.5% (stronger) |
| Uninsured deposits | 3.1% | 2.6% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.8% |
Baylands Family Credit Union has the higher TellerScore (58 vs 27). On the 7 directional measures above (where higher or lower is clearly better), Connects Federal Credit Union leads on 0 and Baylands Family Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.