Side-by-side · Q2 2026 data
Consolidated Federal Credit Union vs Onpoint Community Credit Union
Credit union
Consolidated Federal Credit Union
Portland, Oregon · $100 million – $1 billion
Metric by metric
| Measure | Consolidated Federal Credit Union | Onpoint Community Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 83 |
| Capital cushion | 100 | 100 |
| Loan quality | 91 (stronger) | 67 |
| Earnings | 65 | 76 (stronger) |
| Funding & liquidity | 85 (stronger) | 80 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 92nd | 92nd |
| Total assets | $833.7M | $9.5B |
| Deposits / shares | $698.1M | $7.9B |
| Capital ratio | 15.31% (stronger) | 15.00% |
| Problem loans | 0.27% (stronger) | 0.98% |
| Net charge-offs | 0.06% (stronger) | 0.42% |
| Return on assets | 1.13% | 1.41% (stronger) |
| Loans ÷ deposits | 75.3% (stronger) | 80.0% |
| Uninsured deposits | 8.7% | 3.6% (stronger) |
| Offices | 2 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.2% | 17.5% |
Consolidated Federal Credit Union has the higher TellerScore (88 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Consolidated Federal Credit Union leads on 5 and Onpoint Community Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.