Side-by-side · Q2 2026 data
Consumer Credit Union vs Southeast Financial Credit Union
Credit union
Southeast Financial Credit Union
Franklin, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Consumer Credit Union | Southeast Financial Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 52 |
| Capital cushion | 57 (stronger) | 30 |
| Loan quality | 97 (stronger) | 72 |
| Earnings | 66 (stronger) | 31 |
| Funding & liquidity | 69 | 74 (stronger) |
| Problem-loan coverage | 99 (stronger) | 81 |
| Peer percentile | 66th | 8th |
| Total assets | $660.5M | $466.8M |
| Deposits / shares | $549.8M | $429.1M |
| Capital ratio | 10.71% (stronger) | 7.98% |
| Problem loans | 0.10% (stronger) | 0.85% |
| Net charge-offs | 0.06% (stronger) | 0.52% |
| Return on assets | 1.15% (stronger) | 0.29% |
| Loans ÷ deposits | 91.1% | 86.7% (stronger) |
| Uninsured deposits | 13.3% | 8.2% (stronger) |
| Offices | 6 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | — |
Consumer Credit Union has the higher TellerScore (75 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Consumer Credit Union leads on 5 and Southeast Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.