Side-by-side · Q2 2026 data
Consumers Cooperative vs Hemingford Community Federal Credit Union
Credit union
Hemingford Community Federal Credit Union
Hemingford, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Consumers Cooperative | Hemingford Community Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 53 | 82 (stronger) |
| Earnings | 81 (stronger) | 45 |
| Funding & liquidity | 82 | 91 (stronger) |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 68th | 36th |
| Total assets | $52.2M | $10.0M |
| Deposits / shares | $41.1M | $9.0M |
| Capital ratio | 20.55% (stronger) | 10.14% |
| Problem loans | 1.41% | 0.55% (stronger) |
| Net charge-offs | 0.27% | 0.06% (stronger) |
| Return on assets | 1.53% (stronger) | 0.63% |
| Loans ÷ deposits | 78.3% | 69.3% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 2.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Consumers Cooperative has the higher TellerScore (81 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Consumers Cooperative leads on 4 and Hemingford Community Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.