Consumers Cooperative (NCUA charter #6974) is based in Alliance, Nebraska. Its Q2 2026 call report shows $52.2M in total assets and $41.1M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Consumers Cooperative scores 81/100, which we describe as strong. That is higher than 68% of 2,479 credit unions with under $100 million in assets. Among 50 credit unions headquartered in Nebraska, it ranks 14th. Its strongest component is capital cushion (100/100; 20.55%), and its lowest is loan quality (53/100; 1.41%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (86 → 81), mostly because the loan quality component weakened by 18 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 89 |
| Q3 2024 | 88 |
| Q4 2024 | 86 |
| Q1 2025 | 89 |
| Q2 2025 | 86 |
| Q3 2025 | 87 |
| Q4 2025 | 87 |
| Q1 2026 | 85 |
| Q2 2026 | 81 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 21.86% |
| Q3 2024 | 20.70% |
| Q4 2024 | 20.52% |
| Q1 2025 | 19.74% |
| Q2 2025 | 20.32% |
| Q3 2025 | 21.05% |
| Q4 2025 | 20.53% |
| Q1 2026 | 19.83% |
| Q2 2026 | 20.55% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.43% |
| Q3 2024 | 0.20% |
| Q4 2024 | 0.42% |
| Q1 2025 | 0.82% |
| Q2 2025 | 0.88% |
| Q3 2025 | 1.05% |
| Q4 2025 | 0.86% |
| Q1 2026 | 0.77% |
| Q2 2026 | 1.41% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.71% |
| Q3 2024 | 1.16% |
| Q4 2024 | 1.25% |
| Q1 2025 | 1.84% |
| Q2 2025 | 1.60% |
| Q3 2025 | 2.11% |
| Q4 2025 | 1.76% |
| Q1 2026 | 1.31% |
| Q2 2026 | 1.53% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $52.2M | 20.55% | 1.41% | 1.53% | 78.3% |
| Q1 2026 | 85 | $52.9M | 19.83% | 0.77% | 1.31% | 77.5% |
| Q4 2025 | 87 | $50.3M | 20.53% | 0.86% | 1.76% | 81.2% |
| Q3 2025 | 87 | $48.7M | 21.05% | 1.05% | 2.11% | 84.4% |
| Q2 2025 | 86 | $48.7M | 20.32% | 0.88% | 1.60% | 82.9% |
| Q1 2025 | 89 | $49.1M | 19.74% | 0.82% | 1.84% | 78.3% |
| Q4 2024 | 86 | $46.2M | 20.52% | 0.42% | 1.25% | 85.6% |
| Q3 2024 | 88 | $45.0M | 20.70% | 0.20% | 1.16% | 86.4% |
| Q2 2024 | 89 | $41.7M | 21.86% | 0.43% | 1.71% | 92.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Hastings Federal Credit UnionCredit union Hastings, NE | 93 out of 100, Very strong | $52.0M | 20.8% | 0.36% | vs |
| Spirit of America Federal Credit UnionCredit union Lincoln, NE | 89 out of 100, Very strong | $53.2M | 12.9% | 0.01% | vs |
| Kellogg Midwest Federal Credit UnionCredit union LaVista, NE | 70 out of 100, Strong | $56.4M | 21.5% | 1.23% | vs |
| Family Focus Federal Credit UnionCredit union Omaha, NE | 50 out of 100, Below average | $44.0M | 13.2% | 3.37% | vs |
| North Platte Union Pacific Employee Credit UnionCredit union North Platte, NE | 86 out of 100, Very strong | $43.4M | 16.5% | 0.75% | vs |
| Omaha Douglas Federal Credit UnionCredit union Omaha, NE | 70 out of 100, Strong | $42.9M | 13.2% | 1.89% | vs |
Deposit insurance
Is my money safe at Consumers Cooperative?
Yes. Consumers Cooperative is a federally insured credit union (NCUA charter #6974). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 20.55%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Consumers Cooperative lists 1 office in 1 city. Most locations:
- Alliance, NE (1)
Identity & history
Profile
- Legal name
- Consumers Cooperative
- Type
- Federal credit union
- NCUA charter #
- 6974
- RSSD ID
- 340881
- Primary regulator
- NCUA
- Established
- 1950
- Headquarters
- PO Box 836, Alliance, NE 69301
- Employees
- 7
Quick answers
Consumers Cooperative: common questions
Is Consumers Cooperative NCUA insured?
Yes. Consumers Cooperative is a federally insured credit union (NCUA charter #6974). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Consumers Cooperative's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Consumers Cooperative have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Alliance
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Nebraska BankBank Dodge, NE | 73 out of 100, Strong | $551.6M | 11.4% | 0.43% | vs |
| First National Bank of OmahaBank Omaha, NE | 72 out of 100, Strong | $34.2B | 10.8% | 0.78% | vs |
| Sandhills State BankBank North Platte, NE | 69 out of 100, Moderate | $382.8M | 8.4% | 0.16% | vs |
| Hemingford Community Federal Credit UnionCredit union Hemingford, NE | 68 out of 100, Moderate | $10.0M | 10.1% | 0.55% | vs |
| Platte Valley BankBank Scottsbluff, NE | 66 out of 100, Moderate | $1.2B | 9.5% | 0.57% | vs |
| Security First BankBank Lincoln, NE | 65 out of 100, Moderate | $2.3B | 8.3% | 0.17% | vs |