Side-by-side · Q2 2026 data
Consumers Credit Union vs Community Choice Credit Union
Credit union
Community Choice Credit Union
Farmington Hill, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | Consumers Credit Union | Community Choice Credit Union |
|---|---|---|
| TellerScore | 65 | 67 (stronger) |
| Capital cushion | 44 | 45 (stronger) |
| Loan quality | 87 (stronger) | 75 |
| Earnings | 68 | 74 (stronger) |
| Funding & liquidity | 51 | 72 (stronger) |
| Problem-loan coverage | 91 (stronger) | 87 |
| Peer percentile | 41st | 47th |
| Total assets | $2.9B | $2.1B |
| Deposits / shares | $2.4B | $1.8B |
| Capital ratio | 9.36% | 9.52% (stronger) |
| Problem loans | 0.40% (stronger) | 0.75% |
| Net charge-offs | 0.24% (stronger) | 0.62% |
| Return on assets | 1.21% | 1.35% (stronger) |
| Loans ÷ deposits | 106.4% | 87.3% (stronger) |
| Uninsured deposits | 17.7% | 15.3% (stronger) |
| Offices | 21 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Choice Credit Union has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Consumers Credit Union leads on 2 and Community Choice Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.