Side-by-side · Q2 2026 data
Consumers Credit Union vs Preferred Credit Union
Metric by metric
| Measure | Consumers Credit Union | Preferred Credit Union |
|---|---|---|
| TellerScore | 65 | 87 (stronger) |
| Capital cushion | 44 | 93 (stronger) |
| Loan quality | 87 | 88 (stronger) |
| Earnings | 68 (stronger) | 64 |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 41st | 91st |
| Total assets | $2.9B | $318.1M |
| Deposits / shares | $2.4B | $270.6M |
| Capital ratio | 9.36% | 14.25% (stronger) |
| Problem loans | 0.40% | 0.37% (stronger) |
| Net charge-offs | 0.24% (stronger) | 0.47% |
| Return on assets | 1.21% (stronger) | 1.11% |
| Loans ÷ deposits | 106.4% | 58.2% (stronger) |
| Uninsured deposits | 17.7% | 3.1% (stronger) |
| Offices | 21 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.6% |
Preferred Credit Union has the higher TellerScore (87 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Consumers Credit Union leads on 2 and Preferred Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.