Side-by-side · Q2 2026 data
Cooperative Choice Network vs Illinois State Credit Union
Metric by metric
| Measure | Cooperative Choice Network | Illinois State Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 69 |
| Capital cushion | 77 (stronger) | 57 |
| Loan quality | 88 (stronger) | 82 |
| Earnings | 33 | 59 (stronger) |
| Funding & liquidity | 99 (stronger) | 70 |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 68th | 48th |
| Total assets | $205.9M | $248.6M |
| Deposits / shares | $180.3M | $219.3M |
| Capital ratio | 12.72% (stronger) | 10.74% |
| Problem loans | 0.37% (stronger) | 0.54% |
| Net charge-offs | 0.40% (stronger) | 0.65% |
| Return on assets | 0.33% | 0.97% (stronger) |
| Loans ÷ deposits | 61.0% (stronger) | 90.2% |
| Uninsured deposits | 0.6% (stronger) | 1.6% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cooperative Choice Network has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Cooperative Choice Network leads on 6 and Illinois State Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.