TellerScore

Cooperative Choice Network (NCUA charter #63783) is based in Peoria, Illinois. Its Q2 2026 call report shows $205.9M in total assets and $180.3M in member shares and deposits and 3 offices.

Cooperative Choice Network has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 1,341 credit unions with $100 million – $1 billion. Among 188 credit unions headquartered in Illinois, it ranks 89th. Funding & liquidity contributes the most (99/100, 61% loans-to-deposits, 1% uninsured); earnings contributes the least (33/100, 0.33%).

TellerScore · Q2 2026

Scorecard

Capital cushion77/100
Net worth ratio: 12.72%
Loan quality88/100
Loans 60+ days delinquent ÷ total loans: 0.37%
Earnings33/100
Return on assets (annualized): 0.33%
Funding & liquidity99/100
Loans ÷ shares: 61.0% · 0.6% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.74%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (75 → 76).

TellerScore
747576Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202476
Q3 202475
Q4 202475
Q1 202574
Q2 202575
Q3 202576
Q4 202576
Q1 202676
Q2 202676
Net worth ratio
7.00%10.16%13.31%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.12%
Q3 202413.31%
Q4 202412.87%
Q1 202512.35%
Q2 202512.57%
Q3 202512.93%
Q4 202512.81%
Q1 202612.55%
Q2 202612.72%
Delinquent loans (60+ days)
0.22%0.32%0.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.22%
Q3 20240.33%
Q4 20240.37%
Q1 20250.38%
Q2 20250.43%
Q3 20250.41%
Q4 20250.40%
Q1 20260.31%
Q2 20260.37%
Return on assets
0.09%0.23%0.37%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.09%
Q3 20240.13%
Q4 20240.10%
Q1 20250.18%
Q2 20250.25%
Q3 20250.37%
Q4 20250.37%
Q1 20260.30%
Q2 20260.33%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$205.9M12.72%0.37%0.33%61.0%
Q1 202676$207.2M12.55%0.31%0.30%60.8%
Q4 202576$201.7M12.81%0.40%0.37%63.6%
Q3 202576$198.8M12.93%0.41%0.37%64.7%
Q2 202575$202.0M12.57%0.43%0.25%62.6%
Q1 202574$204.3M12.35%0.38%0.18%60.7%
Q4 202475$195.3M12.87%0.37%0.10%63.6%
Q3 202475$165.1M13.31%0.33%0.13%69.8%
Q2 202476$166.9M13.12%0.22%0.09%69.6%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.72%
66th
Problem loans0.37%
76th
Net charge-offs0.40%
45th
Return on assets0.33%
20th
Loans to deposits61.0%
76th
Uninsured deposits0.6%
96th
Loan-loss reserves0.00%
50th
Texas ratio1.7%
79th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Vicinity Credit UnionCredit union Chicago, IL53 out of 100, Below average$203.9M8.2%0.92%vs
Catholic & Community Credit UnionCredit union Shiloh, IL74 out of 100, Strong$222.7M10.2%0.13%vs
Midwest Members Credit UnionCredit union Wood River, IL85 out of 100, Very strong$226.6M13.6%0.44%vs
Staley Credit UnionCredit union Decatur, IL80 out of 100, Strong$228.5M11.8%0.13%vs
Cornerstone Credit UnionCredit union Freeport, IL64 out of 100, Moderate$176.6M10.0%1.50%vs
Rock Valley Credit UnionCredit union Loves Park, IL63 out of 100, Moderate$174.4M11.5%0.69%vs

Deposit insurance

Is my money safe at Cooperative Choice Network?

Yes. Cooperative Choice Network is a federally insured credit union (NCUA charter #63783). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.6% of shares and deposits ($1.1M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.72%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Cooperative Choice Network lists 3 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Cooperative Choice Network
Type
Federally insured state-chartered credit union
NCUA charter #
63783
RSSD ID
716691
Primary regulator
State + NCUA
Established
1935
Headquarters
3927 N University Street, Peoria, IL 61614
Employees
28

Quick answers

Cooperative Choice Network: common questions

Is Cooperative Choice Network NCUA insured?

Yes. Cooperative Choice Network is a federally insured credit union (NCUA charter #63783). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Cooperative Choice Network's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Cooperative Choice Network have?

3 offices as of the latest NCUA data.

Nearby

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Peoria Fire Fighters Credit UnionCredit union Peoria, IL87 out of 100, Very strong$4.6M28.2%0.00%vs
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