Side-by-side · Q2 2026 data
Cooperative Employees vs Teachers Credit Union
Metric by metric
| Measure | Cooperative Employees | Teachers Credit Union |
|---|---|---|
| TellerScore | 73 | 76 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 42 (stronger) | 0 |
| Funding & liquidity | 92 | 98 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 47th | 54th |
| Total assets | $10.0M | $6.3M |
| Deposits / shares | $8.9M | $4.4M |
| Capital ratio | 10.37% | 31.52% (stronger) |
| Problem loans | 0.00% (stronger) | 0.34% |
| Net charge-offs | 0.00% (stronger) | 4.25% |
| Return on assets | 0.55% (stronger) | -1.45% |
| Loans ÷ deposits | 67.8% | 62.1% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.2% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Teachers Credit Union has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Cooperative Employees leads on 4 and Teachers Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.