Side-by-side · Q2 2026 data
Copper Basin Federal Credit Union vs Horizon Credit Union
Credit union
Copper Basin Federal Credit Union
Copperhill, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Copper Basin Federal Credit Union | Horizon Credit Union |
|---|---|---|
| TellerScore | 70 | 76 (stronger) |
| Capital cushion | 72 (stronger) | 69 |
| Loan quality | 45 | 96 (stronger) |
| Earnings | 100 (stronger) | 48 |
| Funding & liquidity | 63 | 80 (stronger) |
| Problem-loan coverage | 78 | 99 (stronger) |
| Peer percentile | 40th | 54th |
| Total assets | $68.8M | $60.2M |
| Deposits / shares | $58.9M | $53.8M |
| Capital ratio | 12.23% (stronger) | 11.89% |
| Problem loans | 1.65% | 0.11% (stronger) |
| Net charge-offs | -0.37% (stronger) | 0.01% |
| Return on assets | 2.37% (stronger) | 0.69% |
| Loans ÷ deposits | 96.8% | 80.3% (stronger) |
| Uninsured deposits | 3.6% | 2.4% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Horizon Credit Union has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Copper Basin Federal Credit Union leads on 3 and Horizon Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.