Side-by-side · Q2 2026 data
Copper State Credit Union vs American Southwest Credit Union
Metric by metric
| Measure | Copper State Credit Union | American Southwest Credit Union |
|---|---|---|
| TellerScore | 63 | 77 (stronger) |
| Capital cushion | 47 | 63 (stronger) |
| Loan quality | 82 (stronger) | 71 |
| Earnings | 36 | 83 (stronger) |
| Funding & liquidity | 80 | 99 (stronger) |
| Problem-loan coverage | 91 | 91 |
| Peer percentile | 29th | 71st |
| Total assets | $700.8M | $440.0M |
| Deposits / shares | $606.9M | $388.7M |
| Capital ratio | 9.70% | 11.31% (stronger) |
| Problem loans | 0.53% (stronger) | 0.88% |
| Net charge-offs | 0.52% (stronger) | 0.86% |
| Return on assets | 0.40% | 1.56% (stronger) |
| Loans ÷ deposits | 80.3% | 60.9% (stronger) |
| Uninsured deposits | 7.6% (stronger) | 11.2% |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.5% | — |
American Southwest Credit Union has the higher TellerScore (77 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Copper State Credit Union leads on 3 and American Southwest Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.