The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 9 points (54 → 63), mostly because the capital cushion component improved by 15 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Arizona

Yes. Copper State Credit Union is a federally insured credit union (NCUA charter #68502). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.6% of shares and deposits ($46.3M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.70%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Copper State Credit Union lists 8 offices in 6 cities. Most locations:

• Phoenix, AZ (3)
• Anthem, AZ (1)
• Glendale, AZ (1)
• Goodyear, AZ (1)
• Payson, AZ (1)
• Surprise, AZ (1)

All branch addresses and map

In 2025, Copper State Credit Union reported 1,408 home-loan applications under HMDA (LEI 5493002IVUY1DY0ZCL83): 914 originated ($83,200,000 total), 324 denied, and 87 withdrawn or closed by the applicant. Its denial rate on decided applications was 24.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Copper State Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68502

RSSD ID

366489

Primary regulator

State + NCUA

Established

1951

Headquarters

15458 N 28th Ave, Phoenix, AZ 85053

Employees

148