Side-by-side · Q2 2026 data
Core Bank vs Access Bank
Metric by metric
| Measure | Core Bank | Access Bank |
|---|---|---|
| TellerScore | 64 | 65 (stronger) |
| Capital cushion | 48 | 57 (stronger) |
| Loan quality | 96 (stronger) | 83 |
| Earnings | 49 | 68 (stronger) |
| Funding & liquidity | 37 (stronger) | 29 |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 33rd | 36th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $833.7M | $905.3M |
| Capital ratio | 9.77% | 10.65% (stronger) |
| Problem loans | 0.11% (stronger) | 0.51% |
| Net charge-offs | -0.00% (stronger) | 0.08% |
| Return on assets | 0.72% | 1.19% (stronger) |
| Loans ÷ deposits | 103.9% | 88.9% (stronger) |
| Uninsured deposits | 32.3% (stronger) | 52.8% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | 2.2% |
Access Bank has the higher TellerScore (65 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Core Bank leads on 3 and Access Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.