Headquartered in Omaha, Nebraska, Core Bank is a state-chartered bank with $1.1B in total assets and $833.7M in deposits as of Q2 2026. It operates 5 offices across 2 states. Its charter dates back to 1996.
Core Bank has a TellerScore of 64 out of 100 (moderate) based on Q2 2026 data — higher than only 33% of its 897 banks with $1 billion – $10 billion. Among 139 banks headquartered in Nebraska, it ranks 111th. Problem-loan coverage contributes the most (98/100, 0.9%); funding & liquidity contributes the least (37/100, 104% loans-to-deposits, 32% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (58 → 64), mostly because the earnings component improved by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 54 |
| Q3 2024 | 54 |
| Q4 2024 | 55 |
| Q1 2025 | 57 |
| Q2 2025 | 58 |
| Q3 2025 | 60 |
| Q4 2025 | 62 |
| Q1 2026 | 63 |
| Q2 2026 | 64 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.33% |
| Q3 2024 | 8.44% |
| Q4 2024 | 8.63% |
| Q1 2025 | 8.68% |
| Q2 2025 | 8.93% |
| Q3 2025 | 9.23% |
| Q4 2025 | 9.30% |
| Q1 2026 | 9.45% |
| Q2 2026 | 9.77% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.18% |
| Q3 2024 | 0.26% |
| Q4 2024 | 0.28% |
| Q1 2025 | 0.20% |
| Q2 2025 | 0.22% |
| Q3 2025 | 0.19% |
| Q4 2025 | 0.21% |
| Q1 2026 | 0.17% |
| Q2 2026 | 0.11% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.03% |
| Q3 2024 | 0.12% |
| Q4 2024 | 0.18% |
| Q1 2025 | 0.32% |
| Q2 2025 | 0.42% |
| Q3 2025 | 0.44% |
| Q4 2025 | 0.57% |
| Q1 2026 | 0.70% |
| Q2 2026 | 0.72% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 64 | $1.1B | 9.77% | 0.11% | 0.72% | 103.9% |
| Q1 2026 | 63 | $1.1B | 9.45% | 0.17% | 0.70% | 101.0% |
| Q4 2025 | 62 | $1.1B | 9.30% | 0.21% | 0.57% | 98.1% |
| Q3 2025 | 60 | $1.1B | 9.23% | 0.19% | 0.44% | 102.3% |
| Q2 2025 | 58 | $1.1B | 8.93% | 0.22% | 0.42% | 105.0% |
| Q1 2025 | 57 | $1.1B | 8.68% | 0.20% | 0.32% | 104.2% |
| Q4 2024 | 55 | $1.1B | 8.63% | 0.28% | 0.18% | 104.6% |
| Q3 2024 | 54 | $1.1B | 8.44% | 0.26% | 0.12% | 103.1% |
| Q2 2024 | 54 | $1.1B | 8.33% | 0.18% | 0.03% | 103.9% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Nebraskaland BankBank North Platte, NE | 60 out of 100, Moderate | $1.1B | 9.1% | 0.29% | vs |
| Farmers and Merchants BankBank Milford, NE | 78 out of 100, Strong | $1.1B | 10.6% | 0.00% | vs |
| Cornhusker BankBank Lincoln, NE | 74 out of 100, Strong | $1.0B | 10.1% | 0.02% | vs |
| FirsTier BankBank Kimball, NE | 38 out of 100, Low | $1.0B | 11.4% | 4.51% | vs |
| Access BankBank Omaha, NE | 65 out of 100, Moderate | $1.1B | 10.7% | 0.51% | vs |
| First State Bank NebraskaBank Lincoln, NE | 71 out of 100, Strong | $1.1B | 9.0% | 0.24% | vs |
Deposit insurance
Is my money safe at Core Bank?
Yes. Core Bank is an FDIC-insured institution (FDIC certificate #34363). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 32.3% of deposits ($269.5M) are above the $250,000 FDIC insurance limit, close to the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.77%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.42% (benchmark: 10%).
5 locations
Branches
Core Bank lists 5 offices in 3 cities across 2 states. Most locations:
- Omaha, NE (3)
- Overland Park, KS (1)
- Papillion, NE (1)
HMDA 2025
Mortgage lending
In 2025, Core Bank reported 551 home-loan applications under HMDA (LEI 549300Y01XP7FO81MC08): 456 originated ($144,580,000 total), 25 denied, and 66 withdrawn or closed by the applicant. Its denial rate on decided applications was 5.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Core Bank
- Former names
- Sapp City Bank; Centennial Bank
- Type
- State-chartered bank
- FDIC certificate #
- 34363
- RSSD ID
- 976552
- Primary regulator
- FDIC
- Holding company
- Ds Holding Co Inc
- Established
- December 27, 1996
- Headquarters
- 17807 Burke St, Omaha, NE 68118
- Website
- www.corebank.com
- Employees
- 124
Quick answers
Core Bank: common questions
Is Core Bank FDIC insured?
Yes. Core Bank is an FDIC-insured institution (FDIC certificate #34363). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Core Bank's TellerScore?
64 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Core Bank ever failed?
There is no failure record for FDIC certificate #34363 in the FDIC failed bank list.
How many branches does Core Bank have?
5 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Omaha
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE | 98 out of 100, Very strong | $34.8M | 25.2% | 0.00% | vs |
| North Western Employees Credit UnionCredit union Council Bluffs, IA | 94 out of 100, Very strong | $10.4M | 21.4% | 0.00% | vs |
| American Interstate BankBank Elkhorn, NE | 93 out of 100, Very strong | $132.0M | 20.1% | 0.00% | vs |
| Omaha Firefighters Credit UnionCredit union Omaha, NE | 92 out of 100, Very strong | $76.0M | 17.5% | 0.04% | vs |
| Neighborhood Community Federal Credit UnionCredit union Omaha, NE | 92 out of 100, Very strong | $31.0M | 14.2% | 0.17% | vs |
| Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT | 89 out of 100, Very strong | $32.6M | 14.5% | 0.87% | vs |