Side-by-side · Q2 2026 data
Cornerstone Bank vs Border Bank
Metric by metric
| Measure | Cornerstone Bank | Border Bank |
|---|---|---|
| TellerScore | 47 | 57 (stronger) |
| Capital cushion | 46 (stronger) | 41 |
| Loan quality | 22 | 64 (stronger) |
| Earnings | 70 | 72 (stronger) |
| Funding & liquidity | 48 (stronger) | 45 |
| Problem-loan coverage | 62 | 80 (stronger) |
| Peer percentile | 5th | 16th |
| Total assets | $1.9B | $1.1B |
| Deposits / shares | $1.6B | $922.6M |
| Capital ratio | 9.63% (stronger) | 9.07% |
| Problem loans | 2.35% | 1.07% (stronger) |
| Net charge-offs | 0.13% | 0.11% (stronger) |
| Return on assets | 1.25% | 1.31% (stronger) |
| Loans ÷ deposits | 81.7% (stronger) | 96.3% |
| Uninsured deposits | 43.1% | 32.1% (stronger) |
| Offices | 12 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 3.7% |
Border Bank has the higher TellerScore (57 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Bank leads on 2 and Border Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.