Side-by-side · Q2 2026 data
Cornerstone Bank vs First Western Bank & Trust
Metric by metric
| Measure | Cornerstone Bank | First Western Bank & Trust |
|---|---|---|
| TellerScore | 47 | 55 (stronger) |
| Capital cushion | 46 | 46 |
| Loan quality | 22 | 53 (stronger) |
| Earnings | 70 (stronger) | 59 |
| Funding & liquidity | 48 | 64 (stronger) |
| Problem-loan coverage | 62 | 70 (stronger) |
| Peer percentile | 5th | 13th |
| Total assets | $1.9B | $2.4B |
| Deposits / shares | $1.6B | $2.0B |
| Capital ratio | 9.63% (stronger) | 9.61% |
| Problem loans | 2.35% | 1.42% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.23% |
| Return on assets | 1.25% (stronger) | 0.96% |
| Loans ÷ deposits | 81.7% (stronger) | 96.7% |
| Uninsured deposits | 43.1% | 6.1% (stronger) |
| Offices | 12 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.0% | 5.4% |
First Western Bank & Trust has the higher TellerScore (55 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Bank leads on 4 and First Western Bank & Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.