Side-by-side · Q2 2026 data
Cornerstone Bank vs ITS Bank
Metric by metric
| Measure | Cornerstone Bank | ITS Bank |
|---|---|---|
| TellerScore | 83 | 98 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 47 | 100 (stronger) |
| Funding & liquidity | 84 | 84 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 73rd | 99th |
| Total assets | $42.0M | $45.2M |
| Deposits / shares | $34.6M | $500K |
| Capital ratio | 15.19% | 97.51% (stronger) |
| Problem loans | 0.47% | 0.00% (stronger) |
| Net charge-offs | 0.24% | 0.00% (stronger) |
| Return on assets | 0.68% | 61.63% (stronger) |
| Loans ÷ deposits | 75.8% | 0.0% (stronger) |
| Uninsured deposits | 8.5% (stronger) | 30.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
ITS Bank has the higher TellerScore (98 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Bank leads on 1 and ITS Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.