Side-by-side · Q2 2026 data
Cornerstone Bank vs West Gate Bank
Metric by metric
| Measure | Cornerstone Bank | West Gate Bank |
|---|---|---|
| TellerScore | 56 | 72 (stronger) |
| Capital cushion | 49 | 54 (stronger) |
| Loan quality | 48 | 92 (stronger) |
| Earnings | 70 (stronger) | 59 |
| Funding & liquidity | 50 | 77 (stronger) |
| Problem-loan coverage | 76 | 97 (stronger) |
| Peer percentile | 15th | 66th |
| Total assets | $2.7B | $1.5B |
| Deposits / shares | $2.3B | $1.3B |
| Capital ratio | 9.88% | 10.38% (stronger) |
| Problem loans | 1.55% | 0.25% (stronger) |
| Net charge-offs | 0.18% | 0.00% (stronger) |
| Return on assets | 1.24% (stronger) | 0.97% |
| Loans ÷ deposits | 89.4% | 83.0% (stronger) |
| Uninsured deposits | 34.0% | 15.6% (stronger) |
| Offices | 45 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.4% | 4.8% |
West Gate Bank has the higher TellerScore (72 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Bank leads on 1 and West Gate Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.