Side-by-side · Q2 2026 data
Cornerstone Community Federal Credit Union vs G.P.O. Federal Credit Union
Credit union
Cornerstone Community Federal Credit Union
Lockport, New York · $100 million – $1 billion
Metric by metric
| Measure | Cornerstone Community Federal Credit Union | G.P.O. Federal Credit Union |
|---|---|---|
| TellerScore | 44 | 79 (stronger) |
| Capital cushion | 27 | 67 (stronger) |
| Loan quality | 32 | 87 (stronger) |
| Earnings | 43 | 64 (stronger) |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 62 | 97 (stronger) |
| Peer percentile | 2nd | 76th |
| Total assets | $730.2M | $629.8M |
| Deposits / shares | $671.9M | $552.2M |
| Capital ratio | 7.73% | 11.70% (stronger) |
| Problem loans | 2.04% | 0.39% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.34% |
| Return on assets | 0.59% | 1.11% (stronger) |
| Loans ÷ deposits | 75.6% | 59.6% (stronger) |
| Uninsured deposits | 4.9% | 4.7% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.9% | 40.4% |
G.P.O. Federal Credit Union has the higher TellerScore (79 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Community Federal Credit Union leads on 1 and G.P.O. Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.