Side-by-side · Q2 2026 data
Cornerstone Community Financial Credit Union vs Jolt Credit Union
Credit union
Cornerstone Community Financial Credit Union
Auburn Hills, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Cornerstone Community Financial Credit Union | Jolt Credit Union |
|---|---|---|
| TellerScore | 62 | 69 (stronger) |
| Capital cushion | 71 (stronger) | 53 |
| Loan quality | 61 | 86 (stronger) |
| Earnings | 46 (stronger) | 37 |
| Funding & liquidity | 56 | 99 (stronger) |
| Problem-loan coverage | 82 | 95 (stronger) |
| Peer percentile | 26th | 48th |
| Total assets | $470.1M | $483.8M |
| Deposits / shares | $361.8M | $415.3M |
| Capital ratio | 12.05% (stronger) | 10.28% |
| Problem loans | 1.18% | 0.43% (stronger) |
| Net charge-offs | 0.87% | 0.45% (stronger) |
| Return on assets | 0.66% (stronger) | 0.42% |
| Loans ÷ deposits | 104.3% | 61.3% (stronger) |
| Uninsured deposits | 5.7% | 3.2% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.3% | 24.6% |
Jolt Credit Union has the higher TellerScore (69 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Community Financial Credit Union leads on 2 and Jolt Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.