Side-by-side · Q2 2026 data
Cornerstone Federal Credit Union vs Unity Financial Credit Union
Credit union
Cornerstone Federal Credit Union
Fairfield, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Cornerstone Federal Credit Union | Unity Financial Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 73 |
| Capital cushion | 56 | 82 (stronger) |
| Loan quality | 93 (stronger) | 88 |
| Earnings | 66 (stronger) | 26 |
| Funding & liquidity | 96 (stronger) | 79 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 57th | 47th |
| Total assets | $68.3M | $63.9M |
| Deposits / shares | $60.1M | $55.7M |
| Capital ratio | 10.58% | 13.15% (stronger) |
| Problem loans | 0.22% (stronger) | 0.35% |
| Net charge-offs | 0.10% (stronger) | 0.23% |
| Return on assets | 1.15% (stronger) | 0.16% |
| Loans ÷ deposits | 64.6% (stronger) | 80.8% |
| Uninsured deposits | 4.7% | 0.0% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cornerstone Federal Credit Union has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone Federal Credit Union leads on 5 and Unity Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.