Cornerstone Federal Credit Union is a federal credit union headquartered in Fairfield, Connecticut, in business for about 92 years. At the end of Q2 2026 it reported $68.3M in total assets and $60.1M in member shares and deposits, with 3 offices.
Cornerstone Federal Credit Union has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 18th. Problem-loan coverage contributes the most (98/100, 1.2%); capital cushion contributes the least (56/100, 10.58%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
4 quarters
Health trend
From Q3 2025 to Q2 2026, the score rose 11 points (66 → 77), mostly because the loan quality component improved by 27 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q3 2025 | 66 |
| Q4 2025 | 72 |
| Q1 2026 | 77 |
| Q2 2026 | 77 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q3 2025 | 10.49% |
| Q4 2025 | 10.38% |
| Q1 2026 | 10.50% |
| Q2 2026 | 10.58% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q3 2025 | 1.01% |
| Q4 2025 | 0.17% |
| Q1 2026 | 0.12% |
| Q2 2026 | 0.22% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q3 2025 | 0.74% |
| Q4 2025 | 0.58% |
| Q1 2026 | 1.06% |
| Q2 2026 | 1.15% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $68.3M | 10.58% | 0.22% | 1.15% | 64.6% |
| Q1 2026 | 77 | $66.7M | 10.50% | 0.12% | 1.06% | 65.8% |
| Q4 2025 | 72 | $65.7M | 10.38% | 0.17% | 0.58% | 67.9% |
| Q3 2025 | 66 | $66.1M | 10.49% | 1.01% | 0.74% | 67.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Connecticut
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Franklin Trust Federal Credit UnionCredit union Hartford, CT | 67 out of 100, Moderate | $70.0M | 9.8% | 0.88% | vs |
| Tobacco Valley Teachers Federal Credit UnionCredit union Enfield, CT | 62 out of 100, Moderate | $72.4M | 9.5% | 0.99% | vs |
| Unity Financial Credit UnionCredit union New Haven, CT | 73 out of 100, Strong | $63.9M | 13.2% | 0.35% | vs |
| Albright Credit UnionCredit union Bethel, CT | 63 out of 100, Moderate | $73.9M | 11.9% | 2.15% | vs |
| Pitney Bowes Employees Federal Credit UnionCredit union Shelton, CT | 76 out of 100, Strong | $57.3M | 20.3% | 1.20% | vs |
| Northwest Hills Credit UnionCredit union Torrington, CT | 75 out of 100, Strong | $57.0M | 9.3% | 0.26% | vs |
Deposit insurance
Is my money safe at Cornerstone Federal Credit Union?
Yes. Cornerstone Federal Credit Union is a federally insured credit union (NCUA charter #24977). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.7% of shares and deposits ($2.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.58%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Cornerstone Federal Credit Union lists 3 offices in 3 cities. Most locations:
- Bethel, CT (1)
- Fairfield, CT (1)
- Stamford, CT (1)
Identity & history
Profile
- Legal name
- Cornerstone Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24977
- RSSD ID
- 958071
- Primary regulator
- NCUA
- Established
- 1934
- Headquarters
- 1515 Black Rock Tpke, Fairfield, CT 06825
- Employees
- 14
Quick answers
Cornerstone Federal Credit Union: common questions
Is Cornerstone Federal Credit Union NCUA insured?
Yes. Cornerstone Federal Credit Union is a federally insured credit union (NCUA charter #24977). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Cornerstone Federal Credit Union's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Cornerstone Federal Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Fairfield
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Waterbury Connecticut Teachers Federal Credit UnionCredit union Waterbury, CT | 91 out of 100, Very strong | $365.2M | 17.1% | 0.26% | vs |
| Gha Federal Credit UnionCredit union Greenwich, CT | 91 out of 100, Very strong | $29.7M | 17.5% | 0.56% | vs |
| New Haven Teachers Federal Credit UnionCredit union New Haven, CT | 90 out of 100, Very strong | $10.2M | 32.0% | 0.13% | vs |
| New Haven Firefighters Credit UnionCredit union New Haven, CT | 89 out of 100, Very strong | $5.9M | 26.3% | 0.00% | vs |
| Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT | 89 out of 100, Very strong | $32.6M | 14.5% | 0.87% | vs |
| Bridgeport Police Federal Credit UnionCredit union Bridgeport, CT | 86 out of 100, Very strong | $29.6M | 18.7% | 1.65% | vs |