Side-by-side · Q2 2026 data
Cornerstone National Bank & Trust Company vs Earthmover Credit Union
Metric by metric
| Measure | Cornerstone National Bank & Trust Company | Earthmover Credit Union |
|---|---|---|
| TellerScore | 70 | 87 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 99 (stronger) | 75 |
| Earnings | 66 | 72 (stronger) |
| Funding & liquidity | 39 | 92 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 58th | 91st |
| Total assets | $1.0B | $471.7M |
| Deposits / shares | $897.0M | $385.6M |
| Capital ratio | 10.36% | 19.34% (stronger) |
| Problem loans | 0.03% (stronger) | 0.75% |
| Net charge-offs | 0.00% (stronger) | 0.34% |
| Return on assets | 1.15% | 1.30% (stronger) |
| Loans ÷ deposits | 87.8% | 68.1% (stronger) |
| Uninsured deposits | 45.1% | 0.0% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.1% | — |
Earthmover Credit Union has the higher TellerScore (87 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone National Bank & Trust Company leads on 2 and Earthmover Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.