Side-by-side · Q2 2026 data
Cornerstone State Bank vs Drake Bank
Metric by metric
| Measure | Cornerstone State Bank | Drake Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 18 |
| Capital cushion | 56 (stronger) | 23 |
| Loan quality | 73 (stronger) | 0 |
| Earnings | 80 (stronger) | 0 |
| Funding & liquidity | 93 (stronger) | 71 |
| Problem-loan coverage | 89 (stronger) | 0 |
| Peer percentile | 57th | 0th |
| Total assets | $247.0M | $247.4M |
| Deposits / shares | $223.9M | $211.6M |
| Capital ratio | 10.60% (stronger) | 7.27% |
| Problem loans | 0.80% (stronger) | 4.49% |
| Net charge-offs | -0.84% (stronger) | 0.65% |
| Return on assets | 1.49% (stronger) | -1.24% |
| Loans ÷ deposits | 67.1% (stronger) | 88.8% |
| Uninsured deposits | 11.3% (stronger) | 14.2% |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.0% | 8.0% |
Cornerstone State Bank has the higher TellerScore (74 vs 18). On the 7 directional measures above (where higher or lower is clearly better), Cornerstone State Bank leads on 7 and Drake Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.