Side-by-side · Q2 2026 data
Corning Federal Credit Union vs First Heritage Federal Credit Union
Metric by metric
| Measure | Corning Federal Credit Union | First Heritage Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 72 (stronger) |
| Capital cushion | 59 | 61 (stronger) |
| Loan quality | 85 | 85 |
| Earnings | 53 | 58 (stronger) |
| Funding & liquidity | 64 | 78 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 50th | 57th |
| Total assets | $2.8B | $839.7M |
| Deposits / shares | $2.5B | $748.4M |
| Capital ratio | 10.85% | 11.06% (stronger) |
| Problem loans | 0.45% | 0.44% (stronger) |
| Net charge-offs | 0.49% | 0.28% (stronger) |
| Return on assets | 0.83% | 0.96% (stronger) |
| Loans ÷ deposits | 95.8% | 82.1% (stronger) |
| Uninsured deposits | 13.1% | 9.5% (stronger) |
| Offices | 10 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.0% |
First Heritage Federal Credit Union has the higher TellerScore (72 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Corning Federal Credit Union leads on 0 and First Heritage Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Corning, NY
- Painted Post, NY
- Horseheads, NY