Side-by-side · Q2 2026 data
Corning Federal Credit Union vs Jovia Financial Federal Credit Union
Credit union
Jovia Financial Federal Credit Union
Westbury, New York · $1 billion – $10 billion
Metric by metric
| Measure | Corning Federal Credit Union | Jovia Financial Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 57 |
| Capital cushion | 59 (stronger) | 48 |
| Loan quality | 85 (stronger) | 57 |
| Earnings | 53 (stronger) | 50 |
| Funding & liquidity | 64 | 72 (stronger) |
| Problem-loan coverage | 93 (stronger) | 79 |
| Peer percentile | 50th | 17th |
| Total assets | $2.8B | $4.6B |
| Deposits / shares | $2.5B | $4.1B |
| Capital ratio | 10.85% (stronger) | 9.79% |
| Problem loans | 0.45% (stronger) | 1.28% |
| Net charge-offs | 0.49% (stronger) | 0.60% |
| Return on assets | 0.83% (stronger) | 0.74% |
| Loans ÷ deposits | 95.8% | 88.7% (stronger) |
| Uninsured deposits | 13.1% | 8.2% (stronger) |
| Offices | 10 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Corning Federal Credit Union has the higher TellerScore (68 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Corning Federal Credit Union leads on 5 and Jovia Financial Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.