Side-by-side · Q2 2026 data
Corning Federal Credit Union vs Municipal Credit Union
Metric by metric
| Measure | Corning Federal Credit Union | Municipal Credit Union |
|---|---|---|
| TellerScore | 68 | 68 |
| Capital cushion | 59 | 69 (stronger) |
| Loan quality | 85 (stronger) | 45 |
| Earnings | 53 | 76 (stronger) |
| Funding & liquidity | 64 | 85 (stronger) |
| Problem-loan coverage | 93 (stronger) | 81 |
| Peer percentile | 50th | 50th |
| Total assets | $2.8B | $5.2B |
| Deposits / shares | $2.5B | $4.5B |
| Capital ratio | 10.85% | 11.93% (stronger) |
| Problem loans | 0.45% (stronger) | 1.66% |
| Net charge-offs | 0.49% (stronger) | 0.90% |
| Return on assets | 0.83% | 1.40% (stronger) |
| Loans ÷ deposits | 95.8% | 75.1% (stronger) |
| Uninsured deposits | 13.1% | 5.4% (stronger) |
| Offices | 10 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 40.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Corning Federal Credit Union leads on 2 and Municipal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.