Side-by-side · Q2 2026 data
Corrections Federal Credit Union vs Utility District Credit Union
Credit union
Corrections Federal Credit Union
Soledad, California · Under $100 million in assets
Metric by metric
| Measure | Corrections Federal Credit Union | Utility District Credit Union |
|---|---|---|
| TellerScore | 58 | 71 (stronger) |
| Capital cushion | 35 | 43 (stronger) |
| Loan quality | 98 (stronger) | 81 |
| Earnings | 6 | 66 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 19th | 42nd |
| Total assets | $36.1M | $34.2M |
| Deposits / shares | $32.8M | $30.8M |
| Capital ratio | 8.54% | 9.34% (stronger) |
| Problem loans | 0.07% (stronger) | 0.57% |
| Net charge-offs | 0.11% (stronger) | 0.22% |
| Return on assets | -0.36% | 1.14% (stronger) |
| Loans ÷ deposits | 76.9% | 27.2% (stronger) |
| Uninsured deposits | 14.5% | 6.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Utility District Credit Union has the higher TellerScore (71 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Corrections Federal Credit Union leads on 2 and Utility District Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.