Side-by-side · Q2 2026 data
CorTrust Bank National Association vs First National Bank
Metric by metric
| Measure | CorTrust Bank National Association | First National Bank |
|---|---|---|
| TellerScore | 62 | 84 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 77 | 77 |
| Earnings | 35 | 100 (stronger) |
| Funding & liquidity | 81 (stronger) | 31 |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 27th | 95th |
| Total assets | $1.6B | $2.0B |
| Deposits / shares | $1.4B | $1.5B |
| Capital ratio | 9.92% | 21.88% (stronger) |
| Problem loans | 0.70% | 0.69% (stronger) |
| Net charge-offs | 0.72% (stronger) | 3.49% |
| Return on assets | 0.38% | 2.50% (stronger) |
| Loans ÷ deposits | 72.9% (stronger) | 98.9% |
| Uninsured deposits | 20.8% (stronger) | 42.4% |
| Offices | 36 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | 8.4% |
First National Bank has the higher TellerScore (84 vs 62). On the 7 directional measures above (where higher or lower is clearly better), CorTrust Bank National Association leads on 3 and First National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.