Side-by-side · Q2 2026 data
CorTrust Bank National Association vs Ipswich State Bank
Metric by metric
| Measure | CorTrust Bank National Association | Ipswich State Bank |
|---|---|---|
| TellerScore | 62 | 86 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 77 (stronger) | 56 |
| Earnings | 35 | 93 (stronger) |
| Funding & liquidity | 81 | 92 (stronger) |
| Problem-loan coverage | 91 | 92 (stronger) |
| Peer percentile | 27th | 81st |
| Total assets | $1.6B | $74.2M |
| Deposits / shares | $1.4B | $62.3M |
| Capital ratio | 9.92% | 15.46% (stronger) |
| Problem loans | 0.70% (stronger) | 1.31% |
| Net charge-offs | 0.72% | 0.00% (stronger) |
| Return on assets | 0.38% | 1.83% (stronger) |
| Loans ÷ deposits | 72.9% | 58.6% (stronger) |
| Uninsured deposits | 20.8% (stronger) | 22.7% |
| Offices | 36 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | — |
Ipswich State Bank has the higher TellerScore (86 vs 62). On the 7 directional measures above (where higher or lower is clearly better), CorTrust Bank National Association leads on 2 and Ipswich State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.