Side-by-side · Q2 2026 data
Cosden Federal Credit Union vs Select Federal Credit Union
Metric by metric
| Measure | Cosden Federal Credit Union | Select Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 70 |
| Capital cushion | 66 | 100 (stronger) |
| Loan quality | 95 (stronger) | 72 |
| Earnings | 87 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 86 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 80th | 40th |
| Total assets | $63.5M | $57.7M |
| Deposits / shares | $55.9M | $48.1M |
| Capital ratio | 11.60% | 15.08% (stronger) |
| Problem loans | 0.15% (stronger) | 0.83% |
| Net charge-offs | 1.34% | 0.78% (stronger) |
| Return on assets | 1.68% (stronger) | -1.67% |
| Loans ÷ deposits | 60.1% (stronger) | 74.1% |
| Uninsured deposits | 2.1% | 1.4% (stronger) |
| Offices | 0 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cosden Federal Credit Union has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Cosden Federal Credit Union leads on 4 and Select Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.