Side-by-side · Q2 2026 data
Coteau Valley Federal Credit Union vs Huron Area Education Federal Credit Union
Credit union
Coteau Valley Federal Credit Union
Sisseton, South Dakota · Under $100 million in assets
Credit union
Huron Area Education Federal Credit Union
Huron, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Coteau Valley Federal Credit Union | Huron Area Education Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 87 (stronger) |
| Capital cushion | 50 | 74 (stronger) |
| Loan quality | 34 | 100 (stronger) |
| Earnings | 47 | 72 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 79 | 100 (stronger) |
| Peer percentile | 16th | 83rd |
| Total assets | $18.8M | $18.8M |
| Deposits / shares | $17.4M | $16.4M |
| Capital ratio | 9.99% | 12.44% (stronger) |
| Problem loans | 1.98% | 0.00% (stronger) |
| Net charge-offs | 0.35% | -0.18% (stronger) |
| Return on assets | 0.67% | 1.30% (stronger) |
| Loans ÷ deposits | 58.1% | 57.9% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.5% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Huron Area Education Federal Credit Union has the higher TellerScore (87 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Coteau Valley Federal Credit Union leads on 1 and Huron Area Education Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.