Huron Area Education Federal Credit Union (NCUA charter #7599) is based in Huron, South Dakota. Its Q2 2026 call report shows $18.8M in total assets and $16.4M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Huron Area Education Federal Credit Union scores 87/100, which we describe as very strong. That is higher than 83% of 2,479 credit unions with under $100 million in assets. Among 33 credit unions headquartered in South Dakota, it ranks 6th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (72/100; 1.30%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (87 → 87).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 83 |
| Q4 2024 | 84 |
| Q1 2025 | 84 |
| Q2 2025 | 87 |
| Q3 2025 | 88 |
| Q4 2025 | 87 |
| Q1 2026 | 85 |
| Q2 2026 | 87 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.86% |
| Q3 2024 | 11.18% |
| Q4 2024 | 11.34% |
| Q1 2025 | 11.56% |
| Q2 2025 | 11.95% |
| Q3 2025 | 12.15% |
| Q4 2025 | 12.26% |
| Q1 2026 | 12.28% |
| Q2 2026 | 12.44% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.42% |
| Q3 2024 | 1.35% |
| Q4 2024 | 1.34% |
| Q1 2025 | 1.27% |
| Q2 2025 | 1.45% |
| Q3 2025 | 1.53% |
| Q4 2025 | 1.39% |
| Q1 2026 | 1.14% |
| Q2 2026 | 1.30% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 87 | $18.8M | 12.44% | 0.00% | 1.30% | 57.9% |
| Q1 2026 | 85 | $18.5M | 12.28% | 0.00% | 1.14% | 54.1% |
| Q4 2025 | 87 | $18.1M | 12.26% | 0.00% | 1.39% | 56.0% |
| Q3 2025 | 88 | $17.8M | 12.15% | 0.00% | 1.53% | 59.1% |
| Q2 2025 | 87 | $17.5M | 11.95% | 0.00% | 1.45% | 59.2% |
| Q1 2025 | 84 | $17.5M | 11.56% | 0.00% | 1.27% | 54.4% |
| Q4 2024 | 84 | $17.3M | 11.34% | 0.00% | 1.34% | 56.4% |
| Q3 2024 | 83 | $17.0M | 11.18% | 0.00% | 1.35% | 57.6% |
| Q2 2024 | 83 | $17.0M | 10.86% | 0.00% | 1.42% | 58.3% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in South Dakota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Coteau Valley Federal Credit UnionCredit union Sisseton, SD | 56 out of 100, Moderate | $18.8M | 10.0% | 1.98% | vs |
| Lakota Federal Credit UnionCredit union Kyle, SD | 87 out of 100, Very strong | $19.7M | 22.1% | 1.46% | vs |
| Palace City Federal Credit UnionCredit union Mitchell, SD | 72 out of 100, Strong | $16.5M | 9.9% | 0.01% | vs |
| Consumer'S Federal Credit UnionCredit union Gregory, SD | 74 out of 100, Strong | $21.4M | 9.7% | 0.14% | vs |
| Minuteman Federal Credit UnionCredit union Rapid City, SD | 56 out of 100, Moderate | $15.2M | 14.3% | 3.05% | vs |
| Dacotah Federal Credit UnionCredit union Rapid City, SD | 70 out of 100, Strong | $11.1M | 10.1% | 0.00% | vs |
Deposit insurance
Is my money safe at Huron Area Education Federal Credit Union?
Yes. Huron Area Education Federal Credit Union is a federally insured credit union (NCUA charter #7599). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 1.5% of shares and deposits ($250K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.44%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Huron Area Education Federal Credit Union lists 1 office in 1 city. Most locations:
- Huron, SD (1)
Identity & history
Profile
- Legal name
- Huron Area Education Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 7599
- RSSD ID
- 446989
- Primary regulator
- NCUA
- Established
- 1952
- Headquarters
- 1855 Arizona Ave Sw, Huron, SD 57350
- Employees
- 4
Quick answers
Huron Area Education Federal Credit Union: common questions
Is Huron Area Education Federal Credit Union NCUA insured?
Yes. Huron Area Education Federal Credit Union is a federally insured credit union (NCUA charter #7599). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Huron Area Education Federal Credit Union's TellerScore?
87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Huron Area Education Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Huron
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| M O Federal Credit UnionCredit union Huron, SD | 88 out of 100, Very strong | $40.9M | 14.1% | 0.30% | vs |
| First National BankBank Fort Pierre, SD | 84 out of 100, Strong | $2.0B | 21.9% | 0.69% | vs |
| Dakotaland Federal Credit UnionCredit union Huron, SD | 76 out of 100, Strong | $751.6M | 10.9% | 0.57% | vs |
| American Bank & TrustBank Sioux Falls, SD | 72 out of 100, Strong | $2.2B | 11.3% | 0.57% | vs |
| BMO Bank National AssociationBank Chicago, IL | 58 out of 100, Moderate | $255.0B | 11.3% | 0.92% | vs |
| Wells Fargo Bank, National AssociationBank Sioux Falls, SD | 58 out of 100, Moderate | $1.9T | 8.0% | 1.04% | vs |