Side-by-side · Q2 2026 data
Coteau Valley Federal Credit Union vs Minuteman Federal Credit Union
Credit union
Coteau Valley Federal Credit Union
Sisseton, South Dakota · Under $100 million in assets
Credit union
Minuteman Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Coteau Valley Federal Credit Union | Minuteman Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 56 |
| Capital cushion | 50 | 93 (stronger) |
| Loan quality | 34 (stronger) | 0 |
| Earnings | 47 | 54 (stronger) |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 79 (stronger) | 71 |
| Peer percentile | 16th | 16th |
| Total assets | $18.8M | $15.2M |
| Deposits / shares | $17.4M | $12.9M |
| Capital ratio | 9.99% | 14.33% (stronger) |
| Problem loans | 1.98% (stronger) | 3.05% |
| Net charge-offs | 0.35% (stronger) | 0.69% |
| Return on assets | 0.67% | 0.85% (stronger) |
| Loans ÷ deposits | 58.1% (stronger) | 79.6% |
| Uninsured deposits | 0.0% (stronger) | 25.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Coteau Valley Federal Credit Union leads on 4 and Minuteman Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.