Side-by-side · Q2 2026 data
Cottonport Bank vs Guaranty Bank and Trust Company
Metric by metric
| Measure | Cottonport Bank | Guaranty Bank and Trust Company |
|---|---|---|
| TellerScore | 83 (stronger) | 58 |
| Capital cushion | 89 (stronger) | 88 |
| Loan quality | 67 (stronger) | 0 |
| Earnings | 91 (stronger) | 71 |
| Funding & liquidity | 81 (stronger) | 73 |
| Problem-loan coverage | 90 (stronger) | 61 |
| Peer percentile | 84th | 16th |
| Total assets | $581.6M | $318.5M |
| Deposits / shares | $500.5M | $274.8M |
| Capital ratio | 13.94% (stronger) | 13.82% |
| Problem loans | 0.99% (stronger) | 3.99% |
| Net charge-offs | 0.06% | 0.01% (stronger) |
| Return on assets | 1.77% (stronger) | 1.28% |
| Loans ÷ deposits | 72.1% (stronger) | 79.2% |
| Uninsured deposits | 21.8% (stronger) | 22.3% |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.8% |
Cottonport Bank has the higher TellerScore (83 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Cottonport Bank leads on 6 and Guaranty Bank and Trust Company on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Baton Rouge, LA
- New Roads, LA