TellerScore

Cottonport Bank is a state-chartered bank headquartered in Cottonport, Louisiana, in business for about 124 years. At the end of Q2 2026 it reported $581.6M in total assets and $500.5M in deposits, with 13 offices.

Based on its Q2 2026 filing, Cottonport Bank scores 83/100, which we describe as strong. That is higher than 84% of 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 8th. Its strongest component is earnings (91/100; 1.77%), and its lowest is loan quality (67/100; 0.99%).

TellerScore · Q2 2026

Scorecard

Capital cushion89/100
Tier 1 leverage ratio: 13.94%
Loan quality67/100
Noncurrent loans ÷ total loans: 0.99%
Earnings91/100
Return on assets (annualized): 1.77%
Funding & liquidity81/100
Loans ÷ deposits and uninsured-deposit share: 72.1% · 21.8% uninsured
Problem-loan coverage90/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 4.76%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (77 → 83), mostly because the earnings component improved by 11 points.

TellerScore
778083Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202479
Q3 202480
Q4 202477
Q1 202579
Q2 202577
Q3 202582
Q4 202582
Q1 202677
Q2 202683
Tier 1 leverage ratio
5.00%9.47%13.94%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 202413.57%
Q3 202413.62%
Q4 202413.22%
Q1 202513.24%
Q2 202513.23%
Q3 202513.52%
Q4 202513.67%
Q1 202613.61%
Q2 202613.94%
Noncurrent loans
0.74%1.07%1.41%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20241.03%
Q3 20240.91%
Q4 20241.08%
Q1 20251.00%
Q2 20251.13%
Q3 20250.80%
Q4 20250.74%
Q1 20261.41%
Q2 20260.99%
Return on assets
1.33%1.55%1.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.40%
Q3 20241.38%
Q4 20241.33%
Q1 20251.46%
Q2 20251.49%
Q3 20251.59%
Q4 20251.55%
Q1 20261.60%
Q2 20261.77%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$581.6M13.94%0.99%1.77%72.1%
Q1 202677$581.1M13.61%1.41%1.60%72.0%
Q4 202582$564.3M13.67%0.74%1.55%73.6%
Q3 202582$558.2M13.52%0.80%1.59%72.6%
Q2 202577$549.5M13.23%1.13%1.49%72.3%
Q1 202579$553.6M13.24%1.00%1.46%68.6%
Q4 202477$528.0M13.22%1.08%1.33%70.5%
Q3 202480$512.8M13.62%0.91%1.38%72.6%
Q2 202479$491.5M13.57%1.03%1.40%73.0%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.94%
81st
Total risk-based capital0.00%
24th
Problem loans0.99%
28th
Net charge-offs0.06%
25th
Return on assets1.77%
79th
Net interest margin4.37%
74th
Efficiency ratio54.3%
74th
Loans to deposits72.1%
66th
Uninsured deposits21.8%
58th
Loan-loss reserves1.29%
62nd
Texas ratio4.8%
37th

Similar-size banks in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Gibsland Bank & Trust CompanyBank Gibsland, LA81 out of 100, Strong$574.3M16.5%0.61%vs
Commercial Capital BankBank Delhi, LA46 out of 100, Below average$611.4M11.5%5.66%vs
Merchants & Farmers Bank & Trust CompanyBank Leesville, LA70 out of 100, Strong$541.4M11.2%0.70%vs
Rayne State Bank & Trust CompanyBank Rayne, LA79 out of 100, Strong$540.5M11.6%0.44%vs
First National Bank of LouisianaBank Crowley, LA78 out of 100, Strong$631.1M11.0%0.00%vs
Fifth District Savings BankBank New Orleans, LA81 out of 100, Strong$531.8M21.4%0.09%vs

Deposit insurance

Is my money safe at Cottonport Bank?

Yes. Cottonport Bank is an FDIC-insured institution (FDIC certificate #8798). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 21.8% of deposits ($109.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.94%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

13 locations

Branches

Cottonport Bank lists 10 offices in 10 cities. Most locations:

  • Baton Rouge, LA (1)
  • Brusly, LA (1)
  • Bunkie, LA (1)
  • Cottonport, LA (1)
  • Lafayette, LA (1)
  • Mansura, LA (1)
  • Marksville, LA (1)
  • Moreauville, LA (1)
  • New Roads, LA (1)
  • Simmesport, LA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Cottonport Bank
Type
State-chartered bank
FDIC certificate #
8798
RSSD ID
473930
Primary regulator
FDIC
Holding company
Mansura Bancshares Inc
Established
July 2, 1902
Headquarters
942 Bryan St, Cottonport, LA 71327
Employees
136

Quick answers

Cottonport Bank: common questions

Is Cottonport Bank FDIC insured?

Yes. Cottonport Bank is an FDIC-insured institution (FDIC certificate #8798). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Cottonport Bank's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Cottonport Bank ever failed?

There is no failure record for FDIC certificate #8798 in the FDIC failed bank list.

How many branches does Cottonport Bank have?

13 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Cottonport

InstitutionScoreAssetsCapitalProblem loansCompare
Rapides Federal Credit UnionCredit union Alexandria, LA96 out of 100, Very strong$6.2M29.5%0.17%vs
Department of Corrections Credit UnionCredit union Baton Rouge, LA90 out of 100, Very strong$126.3M23.4%0.57%vs
Heart of Louisiana Federal Credit UnionCredit union Pineville, LA84 out of 100, Strong$143.2M16.7%0.35%vs
Red River BankBank Alexandria, LA82 out of 100, Strong$3.3B12.5%0.11%vs
Alexandria T & P Federal Credit UnionCredit union Alexandria, LA78 out of 100, Strong$6.9M24.9%1.15%vs
The Evangeline Bank and Trust CompanyBank Ville Platte, LA77 out of 100, Strong$1.1B14.2%1.24%vs