Side-by-side · Q2 2026 data
Cottonport Bank vs Heart of Louisiana Federal Credit Union
Credit union
Heart of Louisiana Federal Credit Union
Pineville, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Cottonport Bank | Heart of Louisiana Federal Credit Union |
|---|---|---|
| TellerScore | 83 | 84 (stronger) |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 67 | 88 (stronger) |
| Earnings | 91 (stronger) | 39 |
| Funding & liquidity | 81 | 93 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 84th | 86th |
| Total assets | $581.6M | $143.2M |
| Deposits / shares | $500.5M | $120.5M |
| Capital ratio | 13.94% | 16.71% (stronger) |
| Problem loans | 0.99% | 0.35% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.53% |
| Return on assets | 1.77% (stronger) | 0.48% |
| Loans ÷ deposits | 72.1% | 67.1% (stronger) |
| Uninsured deposits | 21.8% | 2.3% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 42.9% |
Heart of Louisiana Federal Credit Union has the higher TellerScore (84 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Cottonport Bank leads on 2 and Heart of Louisiana Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Marksville, LA