Side-by-side · Q2 2026 data
Cottonwood Valley Bank vs Crossroads Credit Union
Metric by metric
| Measure | Cottonwood Valley Bank | Crossroads Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 67 |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 57 | 84 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 100 (stronger) | 66 |
| Peer percentile | 89th | 34th |
| Total assets | $38.1M | $12.5M |
| Deposits / shares | $32.7M | $9.8M |
| Capital ratio | 14.39% | 20.81% (stronger) |
| Problem loans | 0.00% (stronger) | 6.32% |
| Net charge-offs | -0.16% (stronger) | -0.03% |
| Return on assets | 0.93% | 1.60% (stronger) |
| Loans ÷ deposits | 17.9% (stronger) | 72.3% |
| Uninsured deposits | 10.7% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cottonwood Valley Bank has the higher TellerScore (90 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Cottonwood Valley Bank leads on 4 and Crossroads Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.