Crossroads Credit Union is a federally insured state-chartered credit union headquartered in Goessel, Kansas, in business for about 76 years. At the end of Q2 2026 it reported $12.5M in total assets and $9.8M in member shares and deposits, with 1 office.
Crossroads Credit Union has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Kansas, it ranks 37th. Capital cushion contributes the most (100/100, 20.81%); loan quality contributes the least (0/100, 6.32%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 9 points (76 → 67), mostly because the problem-loan coverage component weakened by 20 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 66 |
| Q4 2024 | 63 |
| Q1 2025 | 69 |
| Q2 2025 | 76 |
| Q3 2025 | 60 |
| Q4 2025 | 68 |
| Q1 2026 | 67 |
| Q2 2026 | 67 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 19.17% |
| Q3 2024 | 20.19% |
| Q4 2024 | 20.45% |
| Q1 2025 | 20.01% |
| Q2 2025 | 20.77% |
| Q3 2025 | 21.31% |
| Q4 2025 | 21.58% |
| Q1 2026 | 20.78% |
| Q2 2026 | 20.81% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 3.28% |
| Q3 2024 | 3.38% |
| Q4 2024 | 2.34% |
| Q1 2025 | 5.38% |
| Q2 2025 | 2.49% |
| Q3 2025 | 3.26% |
| Q4 2025 | 4.26% |
| Q1 2026 | 4.17% |
| Q2 2026 | 6.32% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.32% |
| Q3 2024 | 1.62% |
| Q4 2024 | 0.47% |
| Q1 2025 | 2.45% |
| Q2 2025 | 2.55% |
| Q3 2025 | 0.67% |
| Q4 2025 | 1.68% |
| Q1 2026 | 1.38% |
| Q2 2026 | 1.60% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $12.5M | 20.81% | 6.32% | 1.60% | 72.3% |
| Q1 2026 | 67 | $12.3M | 20.78% | 4.17% | 1.38% | 67.5% |
| Q4 2025 | 68 | $11.6M | 21.58% | 4.26% | 1.68% | 73.5% |
| Q3 2025 | 60 | $11.8M | 21.31% | 3.26% | 0.67% | 75.2% |
| Q2 2025 | 76 | $11.9M | 20.77% | 2.49% | 2.55% | 72.7% |
| Q1 2025 | 69 | $11.9M | 20.01% | 5.38% | 2.45% | 77.2% |
| Q4 2024 | 63 | $11.3M | 20.45% | 2.34% | 0.47% | 83.3% |
| Q3 2024 | 66 | $11.1M | 20.19% | 3.38% | 1.62% | 84.7% |
| Q2 2024 | 64 | $11.4M | 19.17% | 3.28% | 1.32% | 83.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Kansas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| 1st Kansas Credit UnionCredit union Topeka, KS | 86 out of 100, Very strong | $12.2M | 19.9% | 0.41% | vs |
| Topeka Firemen'S Credit UnionCredit union Topeka, KS | 92 out of 100, Very strong | $11.7M | 25.8% | 0.03% | vs |
| Garden City Teachers Federal Credit UnionCredit union Garden City, KS | 61 out of 100, Moderate | $15.7M | 8.3% | 0.67% | vs |
| K C K Firemen & Police Credit UnionCredit union Kansas City, KS | 84 out of 100, Strong | $16.2M | 17.5% | 0.39% | vs |
| Kc Fairfax Federal Credit UnionCredit union Kansas City, KS | 52 out of 100, Below average | $6.8M | 8.5% | 0.96% | vs |
| Peoples Choice Credit UnionCredit union Coffeyville, KS | 75 out of 100, Strong | $6.7M | 26.3% | 1.59% | vs |
Deposit insurance
Is my money safe at Crossroads Credit Union?
Yes. Crossroads Credit Union is a federally insured credit union (NCUA charter #68557). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 20.81%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Crossroads Credit Union lists 1 office in 1 city. Most locations:
- Goessel, KS (1)
Identity & history
Profile
- Legal name
- Crossroads Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68557
- RSSD ID
- 740089
- Primary regulator
- State + NCUA
- Established
- 1950
- Headquarters
- Po Box 67, Goessel, KS 67053
- Employees
- 3
Quick answers
Crossroads Credit Union: common questions
Is Crossroads Credit Union NCUA insured?
Yes. Crossroads Credit Union is a federally insured credit union (NCUA charter #68557). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Crossroads Credit Union's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Crossroads Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Goessel
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Citizens State BankBank Moundridge, KS | 95 out of 100, Very strong | $450.6M | 14.4% | 0.01% | vs |
| The State Bank of Canton, Canton, KansasBank Canton, KS | 91 out of 100, Very strong | $36.6M | 22.1% | 0.00% | vs |
| Cottonwood Valley BankBank Cedar Point, KS | 90 out of 100, Very strong | $38.1M | 14.4% | 0.00% | vs |
| The Marion National BankBank Marion, KS | 85 out of 100, Very strong | $35.4M | 13.0% | 0.29% | vs |
| The Walton State BankBank Walton, KS | 84 out of 100, Strong | $13.0M | 15.4% | 0.00% | vs |
| First Bank KansasBank Salina, KS | 79 out of 100, Strong | $618.5M | 8.8% | 0.04% | vs |