TellerScore

Side-by-side · Q2 2026 data

Country Bank for Savings vs Gfa Federal Credit Union

Bank

Country Bank for Savings

Ware, Massachusetts · $1 billion – $10 billion

71of 100
Strong

Credit union

Gfa Federal Credit Union

Gardner, Massachusetts · $100 million – $1 billion

55of 100
Moderate

Metric by metric

MeasureCountry Bank for SavingsGfa Federal Credit Union
TellerScore71 (stronger)55
Capital cushion98 (stronger)42
Loan quality6275 (stronger)
Earnings52 (stronger)14
Funding & liquidity4678 (stronger)
Problem-loan coverage8889 (stronger)
Peer percentile63rd12th
Total assets$2.2B$747.3M
Deposits / shares$1.7B$617.1M
Capital ratio14.84% (stronger)9.16%
Problem loans1.14%0.75% (stronger)
Net charge-offs0.00% (stronger)0.29%
Return on assets0.81% (stronger)-0.14%
Loans ÷ deposits100.6%81.9% (stronger)
Uninsured deposits27.4%11.0% (stronger)
Offices166
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—13.2%

Country Bank for Savings has the higher TellerScore (71 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Country Bank for Savings leads on 4 and Gfa Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions