Side-by-side · Q2 2026 data
Country Bank for Savings vs The Lowell Five Cent Savings Bank
Metric by metric
| Measure | Country Bank for Savings | The Lowell Five Cent Savings Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 65 |
| Capital cushion | 98 (stronger) | 77 |
| Loan quality | 62 | 66 (stronger) |
| Earnings | 52 (stronger) | 51 |
| Funding & liquidity | 46 (stronger) | 42 |
| Problem-loan coverage | 88 | 88 |
| Peer percentile | 63rd | 36th |
| Total assets | $2.2B | $1.9B |
| Deposits / shares | $1.7B | $1.6B |
| Capital ratio | 14.84% (stronger) | 12.68% |
| Problem loans | 1.14% | 1.03% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.81% (stronger) | 0.77% |
| Loans ÷ deposits | 100.6% | 89.0% (stronger) |
| Uninsured deposits | 27.4% (stronger) | 41.1% |
| Offices | 16 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.0% |
Country Bank for Savings has the higher TellerScore (71 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Country Bank for Savings leads on 5 and The Lowell Five Cent Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.